"There seems to be confusion over what it means to believe or have faith. The Reformers distinguished between three aspects of faith: knowledge, assent, and trust. Knowledge refers to an intellectual understanding of the facts of the gospel; assent means that one agrees with the facts of the gospel; and trust means that one commits oneself to the Christ of the gospel and the Gospel of Christ. The Reformers understood clearly that ‘believing’ is not just understanding the gospel or assenting to the gospel. One does not believe until committing self to Christ."