With all the difficult challenges that a woman faces within the home, it should not be surprising that the Lord repeatedly gave warnings against a woman with a contentious spirit. How does the downward spiral begin? She may spend her life serving others with little to no thanks. She may honour and submit to a husband who deserves little honour or authority. If she does not continually walk with the Lord, she can become disillusioned with the Lord and with her duties as a mother and wife. She might begin to be contentious (Proverbs 21:9; Proverbs 25:24; Proverbs 27:15) causing greater problems in the home, perhaps to the point of causing those she loves to become bitter against her (Colossians 3:19).
Proverbs 21 contrasts the substance of a wise man versus the substance of a fool. In the home of the wise man, one can find oil and desired treasures. Whenever a need arises, he is prepared to take care of it himself. This is not true of the fool. He cannot take care of himself. We do not know if the fool at some point had treasures and oil as well, but because of his wasteful spending habits, he no longer has those things. In addition to the fool no longer having his substance, he also cannot likely account for how he used those things. Maybe the fool, like far too many Christians, wasted his substance on pleasurable living (Proverbs 21:17). For whatever reason, the fool cannot hold onto the goods entrusted to him by the Lord. Society today has grown accustomed to living on borrowed money, thus spending the future today.
